• An option to grow your savings with your friends, family or colleagues
• An account where your savings will grow at favorable interest rates
• Access to business & development loans to help you achieve your investment goals
• Free financial management trainings and networking forums
• Insurance benefits to cover members plus dependents
• Investment options with high returns
• Access to Investment Advisory services

You can walk into any dfcu branch for assistance. You will then be referred to a Relationship

Manager, who will then offer you guidance on whatever matter you may have.

The registered by laws/constitution, minutes/resolution and each of the signatories needs:

• 2 passport size photos
• Proof of Date of Birth (passport, driving permit, voters card, birth certificate)
• Proof of residence (LC letter/Utility bill in their names)
• ID

Ideally one name of your choice would suffice. But we ask for at least four in order to ensure

you have alternatives in case your first choice already exists with the registrar of companies.

All operational matters are well addressed in the by-laws. It captures all aspects from

administration, periodic remittances, fines to members that default and distribution of roles

among other things. For day to day operations, we encourage clubs to appoint administrators

including Chairperson, Secretary and Treasurer, among others.

Yes, it can be opened as a company where members buy shares.

Yes, they must. It’s what defines them as members of the club and its legally binding.

Governance of an investment club is key to its long term survival. We encourage investment

Clubs to formulate a set of rules and regulations (called “by- laws”) which are mutually agreed

by all members. dfcu Bank has developed a generic set of by-laws that cover most of the

areas of interest for any investment club. It is available at all dfcu branches at no cost.

However, members are encouraged to amend it to suit the clubs’ specific needs, preferably

with the advice of a lawyer.