Smarter Banking to Power Business

The dfcu Maali Account is a financial solution tailored for small and medium enterprise (SME) customers and informal traders. It is designed to simplify business financial management by providing a smarter, more streamlined way to handle money, improve cash flow visibility, and support business growth.

Features

  • Available in UGX and USD
  • Access to a dfcu Visa Debit Card (for sole proprietors with one signatory)
  • Free deposits for UGX and USD up to 5,000 per day
  • Free USD withdrawals up to 2,000 per day
  • Free enrolment on digital banking channels

Benefits

  • Simplifies day-to-day business financial management
  • Enhances visibility and control over cash flow
  • Supports business growth and financial organisation
  • Provides affordable and accessible banking for SMEs and informal traders

Added Protection (Insurance Benefits)

  • Death cover: up to UGX 5M per life
  • Permanent total disability cover: up to UGX 5M per life
  • Critical illness cover: up to UGX 1M per life
  • Last expense cover: up to UGX 1.5M per life
  • Hospital cash cover: UGX 50,000 per night (minimum 2 nights, maximum 10 nights)

Requirements

  • Small and Medium Enterprises (SMEs) with annual turnover below UGX 500M
  • Informal traders seeking structured business financial management

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Effective 16th February 2026